Medica and Delta Dental of Minnesota are forming a partnership to offer Minnesota residents a new dental plan -- Medica Direct Dental.
Effective May 1, Medica Direct Dental will be available to current and future Minnesota Medica members ages 18 through 64 with Individual medical coverage (Medica Solo, Medica Direct HSA, Medica Direct Value). Family members covered under the medical plan are also covered by the dental plan.
Members can choose from three different plan options:
- A preventive-only plan provides 100 percent coverage for routine exams, X-rays, cleanings, and fluoride treatments with an annual maximum of $500 per person.
- One comprehensive plan offers all features of the preventive plan, 50 percent coverage for oral surgery, endodontics, root canal therapy, periodontics, crowns, bridges, dentures, and denture/bridge repair; and 80 percent coverage for fillings and sealants with an annual maximum of $1200 per person.
- The other comprehensive plan offers a slightly lower coverage on fillings and sealants, with an annual maximum of $1,000 per person.
"Medica is pleased to provide dental coverage as a complement to our Individual medical plans," said Craig Ashby, Medica director of Individual products. "We recognize that good dental health influences overall health and well-being."
