Regence offers low-cost dental coverage

Jul 20, 2009

To make dental care in the U.S. more accessible to more patients, Regence Life and Health has introduced two affordable, individual dental plans that reward members for being proactive about their dental health.

Under the terms of the plans, members who incorporate an annual exam and cleaning into their dental routine are rewarded with an increasing level of dental benefits.

"For people whose employers don't provide dental coverage, it can be very difficult to find coverage on their own," said Joe Wilds, chairman and president of Regence Life and Health, in a press release. "However, Regence's new individual dental benefits provide a solution for individuals and families seeking affordable and comprehensive coverage."

Details about the Individual Dollar-Based Dental plan include:

Members choose how to spend their annual benefit, with minimal limitations or exclusions.
The available benefit dollars increase each year members have a checkup and cleaning.
With use of preventive care, annual benefit maximum starts at $750 and increases annually by $250, until members reach $1,500.
No deductible.

Details about the Individual Incentive Dental plan include:

Similar to traditional plan with procedure-based benefits, but rewards members for preventive care.
Annual benefits increase and coinsurance decreases each year members have a checkup and cleaning.
With rewards, members can reach annual benefit of $1,500 by year four.
With rewards, by year three Regence will pay 100% of preventive care; 80% of restorative care, such as fillings; and 50% of major dental care, such as crowns or root canals.
$50 deductible for covered services. Deductible waived for exams and cleanings.